1. Don’t focus on the total price of the home
Talk about intimidating! First take the baby step of getting pre-approved for a mortgage and then focus on the monthly payment you will be making, not the overall cost. This is where it is good to have a mortgage advisor that can suggest a range in which you can afford and then work with him or her to understand your down payment, credit, and the current mortgage rate as they will all affect your monthly payment.
2. You need homeowners insurance
Without this, ... read more